| We understand that each customer has different needs. At EveryLoan Financial we strive to meet those needs with quality service and individual attention. We take pride in giving you accurate rate information, a variety of loan options and the convenient assistance you need. Everyloan will help you to find the right loan for your exact situation. Everyone is different Everyloan is unique! We offer Conforming, Conventional, Jumbo, Non-conforming, FHA, VA, USDA and Government loan programs. Let Everyloan Financial walk you through the home buying or refinance process while providing you the best service available.We Guarantee it!EveryLoan.com provides the most convenient and consumer-friendly loan process in the industry. Borrowers can research rates, choose loan programs and apply for loans online 24 hours a day, or request assistance from a licensed Mortgage Professional via our toll-free number. 1-800-383-7956 Our CompanyEveryLoan.com has introduced a new, Internet-based method to obtain a home loan. EveryLoan.com combines closing cost, lender costs into one low, guaranteed fee, and turns the “good faith estimate” into a guaranteed and protected fixed-fee package. The one fee guarantee package includes the following costs, and the total of which is guaranteed not to change at closing.
The closing cost package includes the following costs, and the total you pay is guaranteed not to change at closing.
We’ve talked to hundreds of consumers that have told us that they question their mortgage packages and the “good faith estimate” after closing with other lenders. Consumers say that often costs at the closing are much higher than what they had seen on the good faith estimate. EveryLoan.com changes all of that by turning the good faith estimate into a guaranteed and protected fixed-fee package. We combine all applicable closing, lender and third-party costs (Refinance Only) into one low, all applicable guaranteed fee. EveryLoan.com is committed to providing its customers with the best mortgage rates and the lowest closing fee in the industry. Loan applicants can choose from a variety of loan programs, and can opt to either use our user-friendly website to shop and compare with an instant quote, or to complete the entire loan process online. EveryLoan.com also provides one-on-one customer support by licensed Mortgage Professionals to assure a hassle-free loan every time. License Information: California Department of Real Estate Licensed Officer(s): Everyloan Financial is a DBA of BondCorp Mortgage and Realty, (California Dept. Of Real Estate. 01147633). About Us: Conforming loan amounts (up to $417,000). APR (Annual Percentage Rate) disclosed assumes APR calculations based on Fully documented No Cash Out Refinance with a minimum loan amount of $350,000, 740 Minimum FICO score, acceptable owner-occupied detached single family residence (SFR) with a loan-to-value ratio (LTV) of 60% or less and impounds (escrow) account for taxes and insurance. Available first mortgage rates and fees may vary depending upon your property’s location. Restrictions apply. High Balance Conforming loan amounts ($417,000 to $625,500) APR (Annual Percentage Rate) disclosed assumes APR calculations based on Fully documented No Cash Out Refinance with a minimum loan amount of $500,000, 740 Minimum FICO score, acceptable owner-occupied detached single family residence (SFR) with a loan-to-value ratio (LTV) of 60% or less and impounds (escrow) account for taxes and insurance. Available first mortgage rates and fees may vary depending upon your property’s location. Restrictions apply. Jumbo Loan APR (Annual Percentage Rate) disclosed assumes APR calculations based on Fully documented No Cash Out Refinance with a minimum loan amount of $1,000,000, 740 Minimum FICO score ,acceptable owner-occupied detached single family residence (SFR) with a loan-to-value ratio (LTV) of 60% or less and impounds (escrow) account for taxes and insurance. Restrictions apply. Interest Rates disclosed on EveryLoan.com website assume minimum loan amount of $350,000 up to $417,000. Interest Rates will be higher for loan amounts lower than $350,000 and over $417,000. Interest Rates disclosed on EveryLoan.com website assume all applicant(s) have minimum middle FICO score of 740 or higher. Restrictions apply. At time of loan application applicant’s data (information) will be processed through either Fannie Mae or Freddie Mac automated underwriting system (AUS) at which time preliminary approval may be issued. Initial AUS preliminary AUS (Automated Underwriting System) approval is NOT a commitment to lend and is NOT a guarantee to lend. All loans are locked at time of Underwriting Approval and at no point in time prior. Loans that are not submitted and approved by a staff underwriter are subject to interest rate changes. Loan terms are subject to change if any inaccuracies of data provided applicant at time of initial loan application. Loan terms are subject to change after underwriting review of applicant’s complete loan file. Loan terms are subject to change if any information provided by applicant at time of initial loan application is not verified with supporting documentation. Examples of this information and supporting documentation include but are not limited to appraised value, occupancy, applicant income, applicant assets, applicant credit and property title. . If you have any questions, please give us a call 1-800-383-7956 |